Everything You Need to Know
About Equine Workers Compensation Insurance
When it
comes to worker compensation insurance, you have to understand it clearly. In
this article, we will focus on discussing equine workers compensation insurance.
Today, you
can find a company that provides a product of workers’ compensation insurance
specific for equine operations. One of them is Bascule insurance.
What Is Equine Workers Compensation Insurance?
People in
certain scenarios may have great medical bills if they get accidents when
working in horse operations. So, who should pay their bills?
That’s why
they need worker’s compensation benefits. So, an insurance will be useful to
cover those bills for a specific amount of money.
Worker’s
compensation insurance mostly covers injured employees or those who die in the
course of horse operation work activities.
In fact, the
law requires workman’s compensation for employers to protect their employees. For
your information, this provides benefits for injured employees due to their
job.
You need to
know that an equine workers
compensation insurance requires employers to give cash benefits paid by
the policy on behalf of the company’s employer
It aims to
replace medical care, rehabilitation services, and lost income. Besides that,
employers have the responsibility to worker for job-related injury.
What Does an Equine Workers Compensation Insurance Cover?
If a worker
experiences an injury on the job related to equine operations, an equine insurance most often
applies.
He/she
should report a job-related injury using the reporting procedures including completion
of required forms.
Then, the
employer may tell the insurance carrier & files a claim on behalf of the
worker. The benefits awarded include replacement of wage up to 2/3 of reported &
earned wage, doctor bills, etc.
Usually,
worker’s compensation covers injuries on the job, occupational illness,
stress-related health issues, and medical treatment.
In addition, equine workers compensation insurance also covers
medical treatment, needed rehabilitation, lost wages, repeated trauma, and even
death.